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Services promising to increase your credit scores by adding debit cards to your credit report may sound appealing, but do they really work? John Ulzheimer addresses the myths on this topic to find out if debit cards can actually help your credit score.
TIMESTAMPS
0:00 Intro
0:52 Credit-related advertising
1:36 Can debit card info be reported to the CRAs?
3:00 Can debit cards help your credit score?
3:25 What counts in a credit score
4:02 Overdraft lines of credit
5:05 Can an overdraft line of credit help your score?
ABOUT CREDIT COUNTDOWN
Credit expert John Ulzheimer shows you how credit works. Having worked in the credit industry for nearly three decades for companies such as FICO, Equifax, and Credit.com, John Ulzheimer is one of our nation’s most sought-after credit experts and the leading authority on credit-related topics.
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